Organisations
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As a candidate, here are links to the key orgnisations who should be aware of. To be included on this page, send us 50 words about your organisation and web site link.
APACS
APACS is the UK trade association for payments and for those institutions that deliver payment services to customers. It provides the forum for its members to come together on non-competitive issues relating to the payments industry. They currently have 31 members whose payment traffic volumes account for approximately 97% of the total UK payments market. One of APACS' key responsibilities is co-ordinating a whole range of activities to tackle payment-related fraud. One of the most visible recent initiatives has been the introduction of chip and PIN, which has been achieved hand-in-hand with the retail industry.
MasterCard
MasterCard Worldwide is a driving force at the heart of commerce, enabling global transactions and bringing insight into the payments process to make commerce faster, more secure, and more valuable to everyone involved. As a critical link among financial institutions and millions of businesses, cardholders and merchants worldwide, MasterCard provides services in more than 210 countries and territories. MasterCard advances commerce worldwide by developing more secure, convenient and rewarding payment solutions, processing billions of payments seamlessly across the globe, and building economic connections that accelerate business.
Microexpert
Microexpert is a security consultancy, which has been advising clients for over 20 years on using secure integrated circuits in the form of smart cards, crypto tokens and RFID tags for a variety of business applications ranging from transport tickets to payment cards and satellite conditional access cards. Microexpert provide comprehensive Smart Card related training courses for people new to the field or those wanting to obtain more in depth experience of Smart Cards and their applications.
SEPA (Single European Payments Area)
The SEPA project represents the next major step towards closer European integration. SEPA will allow customers to make non-cash euro payments to any beneficiary located anywhere in the euro area using a single bank account and a single set of payment instruments. All retail payments in euro will thereby become “domestic”, and there will no longer be any differentiation between national and cross border payments within the euro area.
VISA Europe
In Europe, there are nearly 321 million Visa debit, credit and commercial cards. In the 12 months ending September 2006, those cards were used to make purchases and cash withdrawals to the value of over €1.2 trillion. For every €9 spent in Europe today, €1 is spent on a Visa card. Visa Europe is a membership association - an organisation owned and operated by its 4,500 European member banks - that was incorporated in July 2004.
